Secured Finance lending contract includes an auto-roll feature. If no action is taken by the user prior to the contract's maturity date, it will automatically roll over into the next closest expiration date. This convenience comes with a 0.25% fee for the auto-roll transaction.
It is the user's responsibility to take action to unwind the contract prior to its maturity date. Failure to do so will result in the contract being automatically rolled over, incurring the aforementioned fee.